feat: 优化首页服务入口与租住业务流程

补齐首页待办跳转、押金支付引导和多类租住服务页面能力，统一租客端关键业务流程体验。

pkgService/utility_recharge/utility_recharge.vue

@@ -8,6 +8,7 @@
       <current-application-bill-panel
         ref="billPanel"
         :reference-type-no="referenceTypeNo"
+        :auto-resolve-reference="!pendingBillNo || !!referenceTypeNo"
         @reference-resolved="handleReferenceResolved"
         @all-paid="handleAllPaid"
       />
@@ -16,6 +17,7 @@
 </template>
 
 <script>
+import { accountQueryBill } from '@/api/index.js'
 import { fetchEnums } from '@/utils/enum-store.js'
 import { saveActiveApplicationCode, saveHomePageTabId } from '@/utils/app-state'
 import CurrentApplicationBillPanel from '../components/CurrentApplicationBillPanel.vue'
@@ -26,17 +28,54 @@ export default {
   },
   data() {
     return {
-      referenceTypeNo: ''
+      referenceTypeNo: '',
+      pendingBillNo: ''
     }
   },
   async onLoad(options) {
     await fetchEnums(false, this.$getLanguage())
     this.referenceTypeNo = options && options.referenceTypeNo ? decodeURIComponent(options.referenceTypeNo) : ''
+    this.pendingBillNo = options && options.billNo ? decodeURIComponent(options.billNo) : ''
+    if (!this.referenceTypeNo && this.pendingBillNo) {
+      await this.resolveReferenceTypeNoByBillNo(this.pendingBillNo)
+    }
     if (this.referenceTypeNo) {
       saveActiveApplicationCode(this.referenceTypeNo)
     }
   },
   methods: {
+    extractBillDetail(response) {
+      const payload = response && response.data ? response.data : response
+      if (payload && payload.data && typeof payload.data === 'object' && !Array.isArray(payload.data)) {
+        return payload.data
+      }
+      return payload && typeof payload === 'object' && !Array.isArray(payload) ? payload : {}
+    },
+    async resolveReferenceTypeNoByBillNo(billNo = '') {
+      const currentBillNo = String(billNo || '').trim()
+      if (!currentBillNo) {
+        return ''
+      }
+      try {
+        const response = await accountQueryBill({ billNo: currentBillNo }, this.$getLanguage())
+        const detail = this.extractBillDetail(response)
+        const referenceTypeNo = String(
+          detail.referenceTypeNo
+          || detail.ReferenceTypeNo
+          || detail.detailCode
+          || detail.applicationCode
+          || ''
+        ).trim()
+        if (referenceTypeNo) {
+          this.referenceTypeNo = referenceTypeNo
+          saveActiveApplicationCode(referenceTypeNo)
+        }
+        return referenceTypeNo
+      } catch (error) {
+        console.error('根据账单号解析申请单号失败', error)
+        return ''
+      }
+    },
     handleReferenceResolved(referenceTypeNo) {
       this.referenceTypeNo = referenceTypeNo || ''
       if (this.referenceTypeNo) {